20 Twenty Mortgages

If you don’t read anything this year Please and I say again PLEASE read this review. It could and will save you thousands of pounds!! I was a client with "Perfect Day" and after a rep from the company cold calling me back in 2005-2006 I thought I’d try their services as they came across very professional, but that was my biggest mistake and one which later proved costly! They made so many financial judgemental errors and on top of that the extra hidden charges I was paying for things (Pension swapping, Re-mortgaging etc…) on top of my monthly subscription was costing me a fortune! Also then came the Big one!! Me and many other Perfect Day clients were sold the off plan investment deal in Estonia and 3 year later we all ended up with NOTHING apart from a huge hole in all our wallets as millions of pounds of Perfect Days clients money simply disappeared into thin air when dealing with another company called Churchill Overseas Ltd on the approval of Perfect Day as like I mentioned they presented us clients with the investment. We as clients didn’t go looking for it! Perfect Day did NOTHING to compensate us the clients for their poor judgement with this whole mess and to date they still refuse to help clients who lost money with this non-starting investment even though it was a Perfect Day Investment Deal in collaboration with Churchills being the developer. Perfect Day was finally placed into Administration in December 2008 (and Churchills Overseas several months before that!) and I for one was happy to hear that as for me they lost me over nine thousand pounds as they lied to me in order to get me to invest in what now looks and seems like a “scam” investment in Estonia! Maybe it’s me but isn’t it erm… a bit of a coincidence that the both Churchills and Perfect Day went into liquidation in the same year (and several months apart) and over one million pounds of clients investment funds has just disappeared? Hey… Maybe like I said… It’s simply a coincidence! Hmmm I am not the only one who invested and like I said all Perfect Day clients fund with that deal has totalled well over one million pounds!! When trying to get hold of them you CAN’T (They never returned calls OR answered emails which to me was a clear indication of guilt! What else could it be as they had blackberries so could reply on the go, so they didn’t need to be at an office terminal to send emails or make a call!) And from what I’ve heard they could be planning on starting up the same financial advisory business practices with a new name and backing from a new company called Intrinsic (www.intrinsicfs.com) so beware. The 2 individuals I dealt with from that company were Phil Nunn and Lee Wells, so if you ever come across them be careful and invest ANY funds with them or with their advice at your own peril! YOU HAVE BEEN WARNED. Trust me… I wish someone would had gave me this advice all those years ago as I am fighting now to get my “Stolen” money back. If nothing else comes of my fight I’d like to at least know I could have helped someone else from going through the hell I’ve been put through with that company! If you have any doubts on what I have written here in this review then by all means please check out the website below http://www.baltictimes.com/news/articles/21394/ Once again YOU HAVE BEEN WARNED!

10

Dexter J.